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FINANCING

Up to 36 months - without interest

You found your dream wheel, but don't want to sweep your account empty in one fell swim?
Let's understand - that doesn't have to be a dealerbreaker.

With our 0 %financing via the Targobank you get up to 36 months-free of interest. Simply select in the online shop, click Finance - done. No small print, no frills. Only you, your new bike and a plan that fits your everyday life.

What do you have to do

Fall in love

Color, equipment, style - exactly your thing.
Off to the shopping cart with it.

Pay how it suits you

Simply select the 0 %financing of the Targobank in the checkout. Duration? Flexible up to 36 months.
Without interest, without detours.

Drive off instead of waiting

After approval, your bike will come to you.
You are doing the first round - and pay conveniently in small installments.

Your checklist

Advantages:

Requirements:

Documents:

For your bike financing, we rely on working with Targobank-an established financial service provider based in Düsseldorf. As part of the French Crédit Mutuel Group, Targobank is one of the largest and most solid banking groups in Europe.

The focus is on reliability, transparency and fair conditions. Together we offer you flexible running times, quick online processing and the opportunity to pay your desired bike in a very uncomplicated manner in monthly installments-both online and directly on site in our stores.

With the Targobank you have an experienced financing partner at your side - and with Multicycle your CUBE specialist, with which your new bike is at home in no time.

Faqs

To your bike financing

Which products can be financed?

A bicycle / e-bike must be financed, further accessories or clothing products can be co-financed.

No, a down payment does not have to be made.

The minimum financing at Targobank AG is € 99-however, financing from us requires the purchase of a bicycle / e-bike.

Put your desired items in the shopping cart. Select “Financing” as a payment method in checkout. Call the link to the Targobank AG website, which you get after the order process has been completed. Fill out the online application there and, if necessary, upload the necessary documents. There is an online identity check for which you need a valid ID card or passport as well as a functioning webcam/smartphone camera. After a successful examination, you will receive an SMS with a TAN through which the process ends. Alternatively, you can also use the PostIdent procedure. You now receive the contract that is legally signed by re -entering a TAN. After receiving the confirmation by Targobank AG, we notify you and immediately release the order. The delivery of your desired bike is now nothing left for away.

In the event of a positive credit check, the release is generally directly under € 4,000 at a goods value, with a goods value from € 4,000, it can take up to 72 hours depending on the time or weekday.

The goods will be reserved for you up to seven days, after which your order will be canceled. However, we will contact you in good time if we still lack certain documents.

If you have any questions about your financing, you can contact Targobank AG at any time. You can reach the Targobank AG consulting team at: 0211/56156503.

If you are looking for help on site, you can visit us anytime in one of our stores - we will be happy to advise you!

Our online shop team is there for you Monday to Thursday from 8 a.m. to 4 p.m. and on Fridays from 8 a.m. to 2 p.m. Just send us an email to  versand@multicycle.de . We will be happy to call you back if you tell us your number.

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